Savings and installment loan delivers cash today and increased stability tomorrow

DES PLAINES, IL, March 02, 2023 /24-7PressRelease/ — Consumers with limited financial assets will soon have a dependable resource that can address their immediate needs and help them build a more secure financial future. commenced operations in Illinois and Oregon on March 1,” says Nicole Horton, director of online lending services. “We’re a new kind of company with a new kind of product. Our revolutionary savings and installment loan is going to help countless families find themselves in a much more positive financial situation.”

Millions of families lack the stability a savings account provides

The nation’s economy may be improving, but not everyone is enjoying the benefits. A 2022 Bankrate survey found that more than half (56 percent) of U.S. households would be unable to cover a $1,000 emergency expense with their savings.

“A surprise medical bill, an unexpected car repair or any number of unforeseen events could trigger a real financial crisis for tens of millions of American families with limited means,” Nicole notes. “And these families would likely find it very difficult, if not impossible, to secure a loan from a traditional financial institution.

“That’s where comes in,” she states. “We deliver what these families need today, and what will help them tomorrow.”

It’s Simple: Cash Loans + Savings!SM

With the savings and installment loan offered by, customers can get funded for an installment loan up to $4,000, build savings and get the opportunity to build their credit history.

Here’s how it works:
Application—after completing and submitting the brief installment loan application, customers can get approved for up to $4,000 within minutes
Funding—The cash can be deposited directly into their bank account the same day, and a portion will be placed into a savings account that the customer can monitor through a secure online portal
Building—As the customer begins making installment payments, their savings build (and accrue interest) and their payments are automatically reported to one of the leading credit bureaus, which could help build their credit history
Collect—Once the installment loan is paid off in full, the customer receives full access to their savings

Making it easy to save for the future

“We understand that it’s hard for many people to save money,” says Nicole. “Like so many of us, they may face expense after expense that get in the way of saving, so they can’t make any headway.

“With the savings and installment loan from,” she continues, “customers build their savings as they pay off their loan, so they find themselves in a much better financial situation. They’re now better prepared and can meet unexpected expenses without completely derailing their household budget.

“And with savings in place,” Nicole adds, “they can continue their journey toward increased financial stability.”

Helping customers build a positive credit history

Another significant benefit of the savings and installment loan is the automatic reporting of a customer’s installment payment history to one of the leading credit bureaus.

“We’re helping our customers build positive credit history, if they don’t have it already,” says Nicole. “That will prove to be very valuable when they buy a home or car, rent an apartment or apply for a job.

“Establishing a positive credit history is such an important benefit of our loan,” Nicole adds, “we put ‘credit’ right in our name.”

Online convenience and in-store customer service

Customers in Oregon can apply for the savings and installment loan by visiting the website. Illinois customers can apply online or visit the company’s store at 95th Street and Halsted Street in Chicago—the first of many planned stores in convenient neighborhood locations offering personalized, attentive service.

“Our customer service representatives are genuinely excited about this new savings and installment loan and what it can do for our customers,” Nicole states. “We’re going to deliver amazing human-touch customer service to people who may not be accustomed to receiving that from a traditional financial institution.”

About, headquartered in suburban Chicago, gives Illinois and Oregon consumers a simple, easy way to build savings and get funded for an installment loan up to $4,000, both online and at the company’s inaugural storefront location on Chicago’s South Side.

For the original version of this press release, please visit here